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Electrical Work Coverage

May 1, 2026

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Electrical Work Coverage
 
 
Powering Protection for Electricians!
 
Included in class:
  • Stringing of conduit and wire from the power source in the building to individual receptacles in that same building
  • Bringing power from the street to the building when performed by the contractor performing the wiring in the building
  • Connecting previously installed machinery to the power source, but not repairing the actual machinery
  • Installation or repair of fixtures and appliances for residential or commercial customers if completed by the contractor who installed the electrical wiring in the building
  • Installation or repair of electrical apparatus for residential or commercial customers if completed by the contractor who installed the electrical wiring in the building
  • Low voltage wiring for computer systems, audio/video systems, home entertainment systems if no installation of the actual equipment.
Must confirm that:
  • Risk is properly licensed if required by the state
  • Description of work performed
Additional coverage:
  • Professional Liability
  • Blanket Primary Additional Insureds and Blanket Waiver of Subrogation
  • Inland Marine Coverage for Contractor’s Equipment
  • Excess
SGA also writes Commercial Auto for these types of operations!
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