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Excess Garage Liability

August 4, 2026

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Excess Garage Liability
 
Excess Garage Liability is a specialized secondary layer of commercial insurance that provides higher liability limits above your primary garage policy. It pays for major third-party injuries, property damage, or legal defense costs after your base coverage limits
Key Coverage Areas
  • Large Claims: Major lawsuits from severe injuries on your business property.
  • Major Accidents: Expensive crashes caused by workers during test drives or work tasks.
  • Excess Defense Costs: High legal fees and settlement costs above your primary limit.
Who Needs This Policy
  • Auto repair and service shops.
  • Car and truck dealerships.
  • Towing and recovery companies.
  • Parking lot and garage operators.
  • And more…..
 
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