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Lessor's Risk only (LRO)

July 26, 2025

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Lessor's Risk Only (LRO)

Also known as landlord Insurance

LRO is one of SGA’s top classes and we make placing it easy.

With access to over a dozen markets, we help you quote and bind
coverage quickly, with flexibility to handle risks of all sizes.

What We Offer:

Coverage for commercial buildings leased to tenants (retail, office, light industrial, etc.)
Risks under $2.5M TIV typically quoted within 24 hours*
Appetite for larger buildings and multi-location schedules
Quick turnaround from an experienced underwriting team
Straightforward submissions — we keep it simple

Send us your submission today!
We’ll help you place the business and earn more

Click here to Learn more about Lessor's Risk (LRO) Insurance

*Turnaround time based on complete submissions with all required information.

Visit us Online for More Information about our Markets and Services

If you're not appointed with SGA, go HERE to get appointed.

Available Highlights

19 Items

April 23, 2026 Cargo, Physical Damage, Trucker's GL Open

April 20, 2026 Plumbing Coverage Open

April 12, 2026 Artisan Contractors Open

April 6, 2026 Habitational Coverage Open

March 23, 2026 Handyperson Coverage Open

March 16, 2026 Painting Coverage Open

March 9, 2026 Tree Service Coverage Open

March 9, 2026 Landscape Gardening Coverage Open

March 9, 2026 Garage Coverage Open

March 7, 2026 Comprehensive Personal Liability (CPL) Open

February 18, 2026 Garage Coverage for Mobile Operations Open

January 26, 2026 Garage Liability, Garagekeepers, Dealer's Open Lot and Property Open

November 10, 2025 SGA Can Do That! Open

September 7, 2025 Convenience Store Insurance Open

August 25, 2025 Excess and Umbrella Liability Open

August 11, 2025 Inland Marine and Contractor’s Equipment Open

July 26, 2025 Lessor's Risk only (LRO) Open

April 30, 2025 Restaurants, Bars & Taverns Open

February 27, 2025 Professional Liability Insurance Open