Agent Login
Get Appointed
Agent Login
Get Appointed
Agent Login
Get Appointed
SGA Logo

Highlights

Selected Highlight

Lessor's Risk Only (LRO)

July 13, 2026

Back to Highlights View original
Lessor's Risk Only (LRO)
 
Coverage That Works as Hard
as Your Clients' Investments.
Competitive Rates • Broad Market Access
Flexible Underwriting
What we offer:
  • Coverage for commercial buildings leased to tenants (retail, office, light industrial, etc.)
  • Strong on risk with TIV $10M TIV or less*
  • Risks under $2.5M TIV typically quoted within 24 hours
  • Strong Appetite for multi-location schedules
  • Multi-tenant and owner-occupied option available
  • Quick turnaround from an experienced underwriting team
  • Coastal and Wind only options available
Submission requirements:
  •  A commercial application (ACORD 125/140, SGA online application or equivalent)
  • Insured Values, Year Built, Construction Type, Year of Updates, etc.
  • List of tenants and square footage occupied by each
  • LRO supplemental application (if liability coverage is desired)
  • Prior Loss History
  • Target premium/client’s budget
  • Contact your SGA underwriter if you need assistance
Remember, we have expanded wind coverage, with competitive property rates for a wide range of commercial risks.
 
If you're not appointed with SGA, go HERE to get appointed.
 
Contact your Southern General  Underwriter Today!

Available Highlights

40 Items